Let’s talk mortgages! Getting pre-approved for a mortgage should be the first step in your home buying process. It is important for several reasons. Following is a short overview about mortgage pre-approvals for both buyers and sellers. A mortgage pre-approval; what is in it for the buyer? A mortgage payment is usually the biggest expense… [Read More]

What are Home Owners’ Association fees and Residents’ Association fees? And what exactly does a community association do? What is a Home Owners’ Association? The Home Owners’ Association (HOA) is a non-for-profit organization, within a community, that establishes control over beautifying the community, the maintenance of greenspaces and the entrance of the community. As well,… [Read More]

Selling or buying a condo? Condominium owners are part owners in a corporation. A seller must provide the buyer with a long list of condominium documents. What are the documents that a seller must provide to the buyer? And what do these ‘condo docs’ tell? Following is the entire list of condominium documents, which is… [Read More]

Selling a home means allowing buyers in your home to view the property. In recent years, there was a strong increase in the use of cameras and listening devices in private homes. As a seller, it is important to know if cameras and listening devices are allowed to spy on and listen to potential buyers… [Read More]

Buying or selling a home should not be taken lightly, as your home is most likely the biggest asset in your life. You want that realtor who can do the job and has your best interest in mind. With more than 5000 realtors in Calgary, it is important to ask the right questions to pick… [Read More]

What is a backup offer A backup offer is when a has seller accepted an offer on the home, but accepts a second offer as a backup, just in case the first offer falls through. This is generally good news for the seller, because if the first offer falls through on financing or home inspection,… [Read More]